Liechtenstein-domiciled.
Fiat and digital, by design.
Svea Ark Stiftung operates TariffOS from Vaduz under Liechtenstein's Token & TT-Service-Provider Act (TVTG). One platform, two settlement rails — fiat for the books, digital assets for the wire.
Liechtenstein domicile
Operated by Svea Ark Stiftung, Vaduz. Supervised in the EEA via Liechtenstein's FMA. EU passporting in scope.
TVTG / TT-Service-Provider
Token & Trusted Technology Service Provider Act (TVTG). Segregated custody of client digital assets. No commingling with house funds.
MiCA-ready stablecoins
Settlement in regulated e-money tokens (EURC, EURI, USDC). MiCA Title III/IV alignment for cross-border duty deposits.
Encryption
TLS 1.3 in transit · AES-256 at rest · per-tenant key envelopes · HSM-backed signing for on-chain treasury operations.
Travel Rule
FATF Recommendation 16 + EU TFR. Originator / beneficiary data attached to every transfer at or above EUR 1,000.
Reliability
99.99% SLA · multi-region active-active · daily encrypted backups · 35-day PITR · on-chain attestations of duty escrow.
Data residency
Primary processing in the EEA (Frankfurt / Zurich). GDPR data controller: Svea Ark Stiftung. EEA SCCs for any onward transfer.
Monitoring & audit
24/7 SOC · SIEM · on-chain + off-chain audit log unified per org · independent annual review of TVTG controls.
| Asset class | Use |
|---|---|
| EUR / CHF / SEK | SEPA Instant + SWIFT correspondent. Fiat settlement of duty, freight and supplier invoices. |
| EURC / USDC | Regulated, MiCA-aligned e-money tokens. 24/7 settlement of cross-border duty deposits. |
| Tokenized T-bills / MMFs | Short-duration sovereign collateral parked against tariff escrow — yield offsets carrying cost. |
| BTC / ETH | Treasury-grade native crypto, custodied in segregated cold storage. Optional collateral only. |
| Tokenized invoices | Cross-border AR represented as TVTG-conformant tokens. Discountable, programmable, audit-trail-native. |
TVTG Art. 12 — TT-Service Provider
Registration with the FMA Liechtenstein as a Token & TT-Service Provider covering token issuance, token custody, and physical validator services for tokenized trade collateral. Status: in progress.
MiCA & EU passporting
Liechtenstein implements MiCA in full as an EEA member. Stablecoin settlement uses MiCA-compliant e-money tokens (EURC, EURI). Cross-border services passported across the EEA.
Custody segregation
Client digital assets sit in segregated on-chain wallets per the TVTG. House funds and client funds never share a wallet. Cold storage for > 95% of treasury, MPC-backed hot wallet for active settlement.
Travel Rule & AML
FATF R.16 and EU Transfer of Funds Regulation. Originator / beneficiary data attached to every transfer at or above the configurable threshold (default EUR 1,000). KYB on counterparties before they move any rail.
We welcome reports from the security community. Disclose suspected vulnerabilities to security@sveaark.li. We acknowledge within 1 business day and triage within 5. Good-faith research is covered by safe-harbor.